Roof Certifications
Verify Your Roof Before the Sale Closes
Red Baron Home Inspections, LLC provides roof certifications for buyers, sellers, and lenders who need documented proof of condition and remaining lifespan.

You need to know if your roof will hold up for the next few years, especially when financing or insurance depends on it. A roof certification is a formal assessment that documents the current condition of your roof, estimates its remaining useful life, and identifies any issues that could affect coverage or approval. This report is often required by lenders before closing or by insurance carriers before issuing a policy.

Red Baron Home Inspections, LLC conducts a thorough visual examination of your roof surface, flashing, penetrations, and drainage systems. We document materials, installation quality, visible wear, and any defects that could shorten its lifespan. The certification includes photographs, measurements, and a written opinion on whether the roof meets the requirements set by your lender or insurer. If repairs are needed, the report will specify what must be addressed before certification can be issued.

Get in touch with Red Baron Home Inspections, LLC to schedule your roof certification and receive a detailed report within two business days.

What the Inspection Covers and How It Works

Your roof certification begins with a full exterior evaluation that includes the roofing material, gutters, chimneys, vents, and any areas where water could penetrate. We use ladders, binoculars, or drone photography depending on roof height and access. The inspection typically takes between 45 minutes and 90 minutes, depending on the size and complexity of the structure.

After the inspection, you receive a written certification that states whether your roof is in acceptable condition and estimates how many years of service remain. If your roof shows cracking, curling shingles, missing granules, or compromised flashing, those findings are documented with supporting images. Lenders and insurers use this report to determine whether they will proceed without requiring repairs or replacement.

The certification does not guarantee the roof will never leak, and it does not cover damage caused by future storms or maintenance neglect. It reflects the condition observed on the day of the inspection. If your roof fails certification, you will receive a list of recommended repairs or replacements needed to meet underwriting standards.

We Can Help Clarify What You Need

Homeowners and agents often ask similar questions before scheduling a roof certification, especially when timing and requirements vary by lender or insurer.

What does a roof certification include?
It includes a visual inspection of the roof surface, an assessment of remaining lifespan, documentation of any defects, and a written statement on whether the roof meets lender or insurance requirements. Photographs and measurements are included in the report.
How long does a roof certification remain valid?
Most lenders and insurers accept certifications that are less than 90 days old. After that period, you may need a new inspection to confirm the roof condition has not changed.
What happens if the roof does not pass certification?
You receive a detailed report listing the repairs or replacements needed to meet certification standards. Once those items are addressed, a re-inspection can be scheduled to issue the certification.
Why do lenders require roof certifications?
Lenders want to confirm that the property is insurable and that the roof will not require costly replacement within the first few years of the loan. A certification reduces their risk by verifying the roof is in acceptable condition.
How soon can I receive the certification report?
You will receive the full written report within two business days of the inspection. Rush delivery is available if your closing timeline requires it.

Red Baron Home Inspections, LLC has worked with buyers, sellers, and real estate professionals who need accurate roof certifications to keep transactions moving forward. Contact us to schedule your inspection and receive a complete report that meets lender and insurer standards.

Areas We Serve

We proudly serve homeowners, buyers, real estate agents, and investors in:

Jacksonville, FL

Orange Park, FL

Middleburg, FL

Duval County, FL and surrounding areas


No matter where you're located in Northeast Florida, we're here to give you peace of mind.